Access Holdings Plc (ACCESSCORP) Earnings Call Transcripts

Access Holdings Plc's Latest Earnings Call - June 10, 2026

In the earnings call held on June 10, 2026, Access Holdings Plc reported a strong financial performance for the fiscal year ended December 31, 2025, with a profit before tax exceeding NGN 1 trillion and total assets surpassing NGN 51 trillion. Despite these impressive results, management confirmed that no dividend would be declared due to regulatory compliance issues with the Central Bank of Nigeria, which has restricted dividend payments until certain conditions are met. The company maintained its guidance on focusing on sustainable growth and compliance, indicating a potential for future dividend payments once regulatory hurdles are cleared.

Reported metrics

Guidance from management

Management is focused on resolving compliance issues with the Central Bank to enable future dividend payments. They are committed to enhancing return on equity and improving cost-to-income ratios as part of their growth strategy.

What management said

Good morning, the Chairman, shareholders and the Board members of Access Holdings plc. And my name is Kabir Ukhola once again. May I request your permission to present an bridge version of the auditor's report, sir?

Thank you, Kabir. I will now ask the Chairman of the Audit Committee, Mr. Harry Omashalaao FCA, to present the Audit Committee's report on behalf of the committee. The report is found on Page 104 of the annual report and accounts.

What analysts pressed on

Analysts expressed concerns regarding the lack of dividend payments and the potential impact of regulatory compliance on future profitability. There were questions about the company's strategy to manage risk exposure and the effectiveness of their compliance measures with the Central Bank's regulations.

Main topics on the call

• Profitability and Revenue Growth — Access Holdings reported a profit before tax of over NGN 1 trillion, marking a significant achievement in a challenging economic environment. Management emphasized, "the profits to pay the dividends are in the books of A...
• Dividend Payment Restrictions — Management confirmed that no dividend would be declared due to compliance issues with the Central Bank of Nigeria, stating, "if Access Bank is unable to pay a dividend, they will extend that restriction to the holding co...
• Regulatory Compliance Challenges — The CEO clarified that the bank is working to resolve compliance issues related to foreign subsidiary investments, which have led to the restriction on dividend payments. He noted, "We have 1 left... and it actually pert...
• Asset Quality and Risk Management — Management highlighted that the cost of risk remains low compared to peers, asserting that the quality of their loan book is strong. The CEO stated, "Our cost of risk... is one of the lowest amongst Nigerian banks," indi...

Read the full Access Holdings Plc transcript (June 10, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 9 Access Holdings Plc earnings call transcripts on record, spanning March 10, 2020 to June 10, 2026. Based on this history, Access Holdings Plc reports annually. The most recent call on file is dated June 10, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

ACCESSCORP

Exchange

NGSE

Country

NG

Sector

Financials

Industry

Banks

Calls on record

9

First call

March 10, 2020

Most recent

June 10, 2026

Reporting cadence

annually