Bank of Cyprus Holdings Public Limited Company (BOCH) Earnings Call Transcripts

Bank of Cyprus Holdings Public Limited Company's Latest Earnings Call - May 15, 2026

In the first quarter of 2026, Bank of Cyprus reported a profit after tax of EUR 121 million, maintaining a strong return on tangible equity of 18.6%. The bank's solid performance in 2025, with a profit of EUR 481 million and a return on tangible equity of 18.6%, allowed for a significant increase in the dividend payout ratio to 70%. Management has signaled confidence in sustaining profitability and shareholder returns, projecting a payout ratio of up to 90% for 2026 and 100% for 2027 and 2028, contingent on market conditions.

Reported metrics

Guidance from management

Management maintained a positive outlook, projecting a payout ratio of up to 90% for 2026 and 100% for 2027 and 2028, contingent on market conditions and capital planning strategies.

What management said

[Foreign Language] Dear shareholders distinguished guests, it is with a great pleasure that I welcome you to the Annual General Meeting of the of the Bank of Cyprus. On behalf of the Board of Directors, I would like to thank you for being ahead of also like to request your cooperation and the Chair, the Executive Financial Director and other members of the Board of Directors and internal and external legal advisers ...

We have 43 shareholders attending today's meeting either in person or via proxies. This corresponds to 32.25% of the bank's share capital. which is equivalent to 140,595,769 shares. I would now like to invite both the Chairman and the CEO to address the shareholders. I would like to remind you that the speeches of both the Chairman and the CEO addressing the shareholders are also available on the company's website. M...

What analysts pressed on

Analysts expressed concerns regarding the impact of geopolitical tensions on tourism and inflation, questioning how these factors might affect the bank's future performance. There were also requests for more transparency on shareholder compensation related to past losses, indicating lingering dissatisfaction among some investors.

Main topics on the call

• Strong Financial Performance — Bank of Cyprus delivered a profit after tax of EUR 581 million for 2025, with a return on tangible equity of 18.6%. Management stated, "We met and exceeded all of our quantitative and qualitative targets," highlighting t...
• Increased Dividend Payout — The bank increased its dividend payout ratio to 70%, with total distributions from 2025 earnings amounting to EUR 305 million. This represents a 25% increase year-on-year, reflecting management's commitment to returning ...
• Future Guidance — Management expects to maintain a payout ratio of up to 90% for 2026 and 100% for 2027 and 2028, subject to market conditions. They emphasized, "We will defend against emerging risks while further intensifying our digital...
• Economic Resilience — Cyprus's economy grew by 3.8% in 2025, outperforming the Euro area average. Management noted, "Cyprus has consistently demonstrated remarkable flexibility and resilience in the face of external shocks," reinforcing confi...

Read the full Bank of Cyprus Holdings Public Limited Company transcript (May 15, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 31 Bank of Cyprus Holdings Public Limited Company earnings call transcripts on record, spanning April 29, 2020 to August 4, 2026. Based on this history, Bank of Cyprus Holdings Public Limited Company reports quarterly. The most recent call on file is dated August 4, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

BOCH

Exchange

CSE

Country

CY

Sector

Financials

Industry

Banks

Calls on record

31

First call

April 29, 2020

Most recent

August 4, 2026

Reporting cadence

quarterly