Fiserv, Inc. (FISV) Earnings Call Transcripts

Fiserv, Inc.'s Latest Earnings Call - June 2, 2026

In the Q2 2026 earnings call, Fiserv, Inc. reported a revenue of $4.5 billion, reflecting a mid-single-digit growth trajectory, which management expects to accelerate to 6%-8% in the second half of the year. Earnings per share (EPS) guidance was maintained at a mid-term target of 10% growth, signaling a return to consistent performance after a transition year. Management emphasized the strength of their product offerings, particularly Clover, and the potential for revenue growth through enhanced data utilization and AI integration.

Reported metrics

Guidance from management

Management maintained a mid-term EPS growth target of over 10% and expects revenue growth to accelerate to 6%-8% in the second half of 2026, supported by contracted revenue.

What management said

That's exactly right. Accounts on file as it relates to our issuing business, core accounts and fintech accounts and banking, our transaction volumes in the debit side. And then on the merchant side, our GPV, particularly on the SMB side as well as our transactions, our enterprise transactions on the enterprise side. So those underlying volumes are the drivers for our revenue growth. And we've seen consistency and we...

Yes. It's something we want to get back to a more normalized buyback picture. We talked about capital allocation being critical of getting more share repurchase in the mix. But we are spending this year to kind of get back to below 3x leverage that puts us in a position to be able to do more meaningful for buybacks. And so once we get past this year, let that leverage get below 3x and get to a more normalized environ...

What analysts pressed on

Analysts expressed concerns about the transition year impacting growth consistency and the potential competitive threat from emerging technologies like AI. There were questions regarding the pace of recovery in revenue growth and the effectiveness of Clover's market penetration strategies.

Main topics on the call

• Revenue Growth Expectations — Management indicated a shift from low single-digit declines in the first half to an expected growth of 6%-8% in the second half of 2026, driven by contracted revenue. CFO Paul Todd stated, "the biggest key thing I'd poin...
• Clover's Market Position — Clover is projected to achieve 10%-15% volume growth, with revenue growth expected to exceed volume growth due to value-added solutions. Todd noted, "we expect about a 5 percentage point uplift between revenue growth of ...
• AI as a Business Enabler — Management sees AI as a significant enabler for operational efficiency and customer-facing solutions. Todd mentioned, "we definitely see AI as an enabler to our business," highlighting its role in enhancing both front an...
• Long-term EPS Growth Target — Management reaffirmed a mid-term EPS growth target of over 10%, emphasizing a return to a consistent compounding profile. Todd stated, "we feel very good about getting... allowing that financial algorithm to play through...

Read the full Fiserv, Inc. transcript (June 2, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 82 Fiserv, Inc. earnings call transcripts on record, spanning February 4, 2020 to June 2, 2026. Based on this history, Fiserv, Inc. reports quarterly. The most recent call on file is dated June 2, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

FISV

Exchange

NasdaqGS

Country

US

Sector

Financials

Industry

Financial Services

Calls on record

82

First call

February 4, 2020

Most recent

June 2, 2026

Reporting cadence

quarterly