Qatar International Islamic Bank (Q.P.S.C) (QIIK) Earnings Call Transcripts

Qatar International Islamic Bank (Q.P.S.C)'s Latest Earnings Call - Q1 FY2026

In Q1 2026, Qatar International Islamic Bank (QIIK:QA) reported a net profit of QAR 368 million, reflecting a 3.2% increase year-over-year. Total assets slightly decreased to QAR 61.725 billion, while total financing grew by 4.5% to QAR 43.9 billion. Management maintained its guidance for total asset and financing growth between 4% to 5% for the fiscal year, despite ongoing geopolitical uncertainties impacting market conditions.

Reported metrics

Guidance from management

Management maintained its growth projections for 2026, targeting total asset and financing growth of 4% to 5%. They indicated that this guidance remains unchanged despite current geopolitical uncertainties.

What management said

As I mentioned, we have 3 time line. I mean between -- we had this kind of objectives in 2025 or by end of 2025. So by -- in Budget 2025, we had these objectives. And by end of 2025, we achieved a good amount of our target, which is almost like 10%, as I mentioned. This quarter, we achieved 14%. And there's some [indiscernible] is in pipeline right now. We expect to include those deals within Q2, Q3, which it will en...

What analysts pressed on

Analysts expressed concerns regarding the pressure on net interest margins and the bank's ability to achieve its targeted cost of funding. There were questions about the reliance on government financing and the potential impact of geopolitical tensions on future growth.

Main topics on the call

• Stable Financial Performance — QIIB demonstrated resilience with a net profit increase of 3.2% to QAR 368 million, supported by a strong balance sheet and solid liquidity. CFO Hossam Khattab noted, "QIIB continues to deliver a stable financial perform...
• Asset Quality Improvement — The bank's non-performing loan (NPL) ratio improved to 2.6%, down from 2.9% at year-end 2025, indicating strong credit risk management. This performance reinforces the resilience of QIIB's credit portfolio.
• Funding and Liquidity Position — Customer deposits increased to QAR 43.8 billion, reflecting a 1.2% growth, which management attributed to ongoing product development and customer engagement. The loan-to-deposit ratio was reported at a comfortable 92.7%...
• Pressure on Net Interest Margins — Management indicated some pressure on net interest margins (NIMs), which decreased from 300 basis points in December to 280 in Q1 2026. CFO Khattab stated, "We are seeing some pressure on NIMs in Q1 due to this uncertain...

Read the full Qatar International Islamic Bank (Q.P.S.C) transcript (Q1 FY2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 14 Qatar International Islamic Bank (Q.P.S.C) earnings call transcripts on record, spanning July 28, 2021 to October 27, 2026. Based on this history, Qatar International Islamic Bank (Q.P.S.C) reports semi-annually. The most recent call on file is dated October 27, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

QIIK

Exchange

DSM

Country

QA

Sector

Financials

Industry

Banks

Calls on record

14

First call

July 28, 2021

Most recent

October 27, 2026

Reporting cadence

semi-annually