Which companies discussed Layoffs & Restructuring in Financials in earnings calls?
41 companies mentioned layoffs & restructuring across 47 earnings calls in Financials over the past year, spanning 1 sectors. The most active were Affirm Holdings, Inc. (3 calls), Capital One Financial Corporation (3 calls), Wells Fargo & Company (2 calls). The table below ranks every company by how often the theme came up, with direct links to each transcript.
Mentions over time
Data table
| Quarter | Calls mentioning Layoffs & Restructuring |
|---|---|
| 2024Q3 | 10 |
| 2024Q4 | 8 |
| 2025Q1 | 8 |
| 2025Q2 | 12 |
| 2025Q3 | 6 |
| 2025Q4 | 8 |
| 2026Q1 | 16 |
| 2026Q2 | 17 |
Companies ranked by mentions
Representative quotes
…software, and they're using AI tools to get there faster and more efficiently, but we haven't done sort of AI-driven layoffs. Max Levchin (Executives): Okay. All right. Unknown Analyst (Analysts): I have a bunch more questions, but we're out of time. All right. Thank…
…that properly, then the AUM will naturally grow and the denominator effect will cut down cost. But Definitely, we are not planning any layoffs or anything like that to cut costs. So we've never done that. I've never done it in the last 16 years…
Operator (Operator): Our next question comes from William with. Unknown Analyst (Analysts): I have 2 quick ones. First, on your recently done layoff program, if you could share with us the amount of savings you're expecting from it? And a second one, still on loan growth…
…with the new world of AI and everything they're thinking about how that's all going to work. But even with these layoffs, you're seeing that being absorbed into the economy. So employment levels are not -- unemployment levels are not moving. And as long as that…
Frequently asked questions
What is Layoffs & Restructuring and why are companies discussing it?
Headcount reductions and restructuring charges — the cost-discipline signal that shows up first when growth slows.
Which company mentioned layoffs & restructuring most in Financials in the past year?
Affirm Holdings, Inc. (AFRM) led with 3 calls referencing layoffs & restructuring, most recently on June 3, 2026.
How can I track layoffs & restructuring mentions across earnings calls via API?
The EarningsCalls.dev REST API exposes the same data behind this page. Use the search_transcripts and count_mentions_by_ticker endpoints to query our archive of 33,000+ earnings call transcripts — keyword search, sector / date filters, per-company mention counts, and the underlying full transcripts. See the API docs →
Related finance themes
Last updated: July 16, 2026. Methodology: full-text search across all earnings call transcripts in our corpus over the past 12 months, matching the canonical term and its aliases (layoff, layoff, layoffs, job cuts). Mentions are per call, not per occurrence within a call; the company-rank table is built by counting distinct calls mentioning the theme. Page refreshes every hour at the edge as new calls land in our archive.