Which companies discussed Layoffs & Restructuring in Financials in earnings calls?
45 companies mentioned layoffs & restructuring across 53 earnings calls in Financials over the past year, spanning 1 sectors. The most active were Affirm Holdings, Inc. (3 calls), Capital One Financial Corporation (3 calls), National Bank of Canada (2 calls). The table below ranks every company by how often the theme came up, with direct links to each transcript.
Mentions over time
Data table
| Quarter | Calls mentioning Layoffs & Restructuring |
|---|---|
| 2024Q3 | 2 |
| 2024Q4 | 8 |
| 2025Q1 | 8 |
| 2025Q2 | 12 |
| 2025Q3 | 6 |
| 2025Q4 | 8 |
| 2026Q1 | 16 |
| 2026Q2 | 17 |
| 2026Q3 | 9 |
Companies ranked by mentions
Representative quotes
…specific cohort, which is the 24 to 55 age cohort, and we have seen some strong improvement in unemployment and a reduction in layoff rates. But we're still expecting this to take a little bit of time before it bakes into the PCL results. We've also…
…reduction on FTEs. What we are going to see along 2026, you will see, of course, the impact on the dose cost of layoffs. And of course, in 2027, we are going to see all the savings on this less FTE number and a lower number of branches…
…slight increase in involuntary. And with these numbers, these are suggesting more performance related and maybe some restructuring exits than wholesale layoffs and taking out x percentage. The mix of turnover is shifting back towards voluntary being the dominant driver. And this is something that we should continue…
…growth in headcount will be much reduced with what we have seen in the past. So we don't think there are any layoffs. That's not the case. We think that the headcount will still grow but at a slower pace. Of course, if you have…
Frequently asked questions
What is Layoffs & Restructuring and why are companies discussing it?
Headcount reductions and restructuring charges — the cost-discipline signal that shows up first when growth slows.
Which company mentioned layoffs & restructuring most in Financials in the past year?
Affirm Holdings, Inc. (AFRM) led with 3 calls referencing layoffs & restructuring, most recently on June 3, 2026.
How can I track layoffs & restructuring mentions across earnings calls via API?
The EarningsCalls.dev REST API exposes the same data behind this page. Use the search_transcripts and count_mentions_by_ticker endpoints to query our archive of 33,000+ earnings call transcripts — keyword search, sector / date filters, per-company mention counts, and the underlying full transcripts. See the API docs →
Related finance themes
Last updated: August 31, 2026. Methodology: full-text search across all earnings call transcripts in our corpus over the past 12 months, matching the canonical term and its aliases (layoff, layoff, layoffs, job cuts). Mentions are per call, not per occurrence within a call; the company-rank table is built by counting distinct calls mentioning the theme. Page refreshes every hour at the edge as new calls land in our archive.