Which companies discussed Layoffs & Restructuring in Financials in earnings calls?
46 companies mentioned layoffs & restructuring across 53 earnings calls in Financials over the past year, spanning 1 sectors. The most active were Affirm Holdings, Inc. (3 calls), Klarna Group plc (2 calls), National Bank of Canada (2 calls). The table below ranks every company by how often the theme came up, with direct links to each transcript.
Mentions over time
Data table
| Quarter | Calls mentioning Layoffs & Restructuring |
|---|---|
| 2024Q4 | 7 |
| 2025Q1 | 9 |
| 2025Q2 | 12 |
| 2025Q3 | 6 |
| 2025Q4 | 8 |
| 2026Q1 | 16 |
| 2026Q2 | 17 |
| 2026Q3 | 12 |
Companies ranked by mentions
Representative quotes
…were smoother than expected. So I think we had budgeted a bit of buffer thinking that, okay, as you do these sort of layoff and selling businesses, you would have expected, which did not happen and well managed, and I'm happy with that. We had no bumps…
…imagine many others. We also are upskilling our employees. We expect AI will result in us hiring slower but not necessarily broad layoffs. We invest in our employees. We spend time with them. We train them. This will allow our employees to do more exciting things, more creative…
…last few years, and we have recruited less than the natural attrition of the company. So we have not done any major layoffs. We have simply made sure that the recruitment rate is lower than the natural attrition rate that usually for a tech came like us runs…
…specific cohort, which is the 24 to 55 age cohort, and we have seen some strong improvement in unemployment and a reduction in layoff rates. But we're still expecting this to take a little bit of time before it bakes into the PCL results. We've also…
Frequently asked questions
What is Layoffs & Restructuring and why are companies discussing it?
Headcount reductions and restructuring charges — the cost-discipline signal that shows up first when growth slows.
Which company mentioned layoffs & restructuring most in Financials in the past year?
Affirm Holdings, Inc. (AFRM) led with 3 calls referencing layoffs & restructuring, most recently on June 3, 2026.
How can I track layoffs & restructuring mentions across earnings calls via API?
The EarningsCalls.dev REST API exposes the same data behind this page. Use the search_transcripts and count_mentions_by_ticker endpoints to query our archive of 33,000+ earnings call transcripts — keyword search, sector / date filters, per-company mention counts, and the underlying full transcripts. See the API docs →
Related finance themes
Last updated: October 15, 2026. Methodology: full-text search across all earnings call transcripts in our corpus over the past 12 months, matching the canonical term and its aliases (layoff, layoff, layoffs, job cuts). Mentions are per call, not per occurrence within a call; the company-rank table is built by counting distinct calls mentioning the theme. Page refreshes every hour at the edge as new calls land in our archive.