UNIQA Insurance Group AG (UQA) Earnings Call Transcripts
UNIQA Insurance Group AG's Latest Earnings Call - Q1 FY2026
In the first quarter of 2026, UNIQA Insurance Group AG reported a revenue increase of 14.4% year-over-year, driven by strong growth in both domestic and international markets. The earnings before tax rose by nearly 6% to EUR 160 million, with a consolidated profit of EUR 128 million, marking an 8% increase. Management confirmed its full-year guidance for profit before tax in the range of EUR 540 million to EUR 570 million, maintaining confidence in achieving its long-term targets despite some headwinds in Eastern European markets.
Reported metrics
| Metric | Value |
|---|---|
| Revenue | EUR 1.5B (beat) |
| Earnings Before Tax | EUR 160M (beat) |
| Consolidated Profit | EUR 128M (beat) |
| Combined Ratio | 91% (inline) |
| Dividend per Share | EUR 0.72 (positive) |
| Regulatory Capital Ratio | 272% (positive) |
Guidance from management
Management confirmed its full-year profit before tax guidance in the range of EUR 540 million to EUR 570 million, maintaining confidence in achieving long-term targets despite market challenges.
What management said
Good. Then remaining 2 questions, Michael, was about the value of the Poland/Czech Republic claim. I always said, for the compliance reasons, I cannot tell you the exact number, but I can tell you it's between EUR 10 million and EUR 20 million, which is impacting us in that respect. And your last question was about the margin on the reinsurance business, if you can take this multiply by 4. I think, no, that's not th...
What analysts pressed on
Analysts raised concerns regarding the profitability and risk associated with the expanding reinsurance business. There were also inquiries about the potential for future M&A activities and the impact of claims in Poland on overall profitability.
Main topics on the call
- Revenue Growth — UNIQA reported a revenue increase of 14.4%, with domestic growth in Austria at 4.2% and international growth in CEE at 6.2%. CEO Andreas Brandstetter stated, "We are quite optimistic that within the next 3 quarters of th...
- Technical Result — The technical result increased by 5% to EUR 210 million, with a combined ratio of 91%. Brandstetter noted, "Still, we think 91% is a very good figure," indicating strong operational efficiency.
- Earnings Performance — Earnings before tax rose by almost 6% to EUR 160 million, with a consolidated profit of EUR 128 million, up 8%. Management emphasized that these figures are in line with their long-term targets.
- Dividend Proposal — A proposed dividend of EUR 0.72 per share was announced, representing a significant increase compared to the previous year. CFO Kurt Svoboda confirmed, "We stick to our payout ratio between 50% and 60% also in the upcomi...
Read the full UNIQA Insurance Group AG transcript (Q1 FY2026) → Summary generated from the call transcript; every figure above is stated by management on the record.
About UNIQA Insurance Group AG
UNIQA Insurance Group AG (UQA) is a publicly listed company in the Insurance industry, within the Financials sector. It trades on WBAG and is based in AT. EarningsCalls.dev maintains a free, full-text archive of its earnings call transcripts — 30 calls on record spanning February 10, 2020 to May 29, 2026. Every transcript is split into speaker-by-speaker segments with headline metrics, free to read or available through our REST API.
Earnings Call History
EarningsCalls.dev has 30 UNIQA Insurance Group AG earnings call transcripts on record, spanning February 10, 2020 to May 29, 2026. Based on this history, UNIQA Insurance Group AG reports quarterly. The most recent call on file is dated May 29, 2026. The full list is below — each row opens the complete, free-to-read transcript.
- Ticker
- UQA
- Exchange
- WBAG
- Country
- AT
- Sector
- Financials
- Industry
- Insurance
- Calls on record
- 30
- First call
- February 10, 2020
- Most recent
- May 29, 2026
- Reporting cadence
- quarterly