Terms of Service

Updated November 22, 2024

1. Acceptance of Terms

By subscribing to and using the earnings call transcript API ("Service") provided by DREAVERR DIGITAL SOLUTIONS LLP — operating under the brand names earningscalls.dev and SGG Research (sggresearch.com) — you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Service Description

The Service is a REST API platform that provides subscribers with:

• Access to Structured Data: Subscribers gain the right to access structured datasets of earnings call transcripts, including company metadata, speaker segments, sector classifications, and full transcript texts.
• Use of API Endpoints: Subscribers can utilize our API endpoints to query earnings data, search transcripts, filter by sector and industry, and retrieve speaker-level breakdowns.
• Documentation & Tools: Interactive API documentation, code examples, and OpenAPI specifications provided as part of the platform's developer resources.

The API is the primary interface for accessing and interacting with structured earnings call data. Documentation and dashboard features serve as supplementary tools for managing access and exploring the dataset.

3. No Financial Advice

• Informational Purposes Only: The earnings call transcripts, data, and any derived content provided through the API are for informational purposes only and should not be interpreted as financial or investment advice.
• No Guarantee of Results: While the data is sourced and structured to support analysis and research, it does not guarantee any specific outcomes, such as financial gain or market performance.

4. Rights and Usage

• Right to Access: Subscribers are granted non-exclusive, personal rights to access structured datasets and utilize the API endpoints provided through the platform.
• Permitted Usage: Subscribers may use the data and API for:
  • Personal analysis and research
  • Integration into proprietary applications and internal tools
  • Decision support based on earnings call data
• Prohibited Usage: Subscribers may not:
  • Redistribute, resell, or sublicense access to the raw data or API
  • Extract or copy large portions of the data for use outside the platform without prior written consent
  • Reverse engineer, decompile, or attempt to extract source code from the Service
  • Attempt to circumvent rate limits, authentication, or security measures
  • Use automated means to excessively burden the Service infrastructure

5. Risk Acknowledgment

• Market Uncertainty: The financial markets are inherently unpredictable, and insights derived from earnings call data do not guarantee future outcomes.
• Independent Research: Subscribers are encouraged to conduct independent research and validate any findings before making financial or investment decisions.
• Personal Responsibility: Any actions taken based on the provided data or API responses are solely the subscriber's responsibility.

6. Limitation of Liability

• No Liability for Losses: We are not responsible for any losses or damages resulting from the use of structured data, API endpoints, or insights provided by the platform.
• No Warranty: We do not warrant the accuracy, completeness, or reliability of the data or API responses provided.

Our total aggregate liability for any claims arising from or related to the Service shall not exceed the amount paid by you to us in the twelve (12) months preceding the claim.

7. Disclaimer of Warranties

The Service, including the API, structured data, documentation, and dashboard, is provided on an "as is" and "as available" basis without any warranties, express or implied.

8. Subscription, Cancellation, and Refund Policy

• Subscription Basis: The Service operates on a monthly subscription model, granting users access to the API, structured data, and documentation. Subscriptions renew automatically unless canceled.
• Cancellation: Subscribers may cancel their subscription at any time via their account settings in the dashboard. To avoid charges for the next billing cycle, cancellations must be completed before the last day of the current subscription period.
• No Refunds: Due to the digital nature of the Service, no refunds are provided once access to the API and data has been granted. For full details, see our Refund Policy.

9. Service Availability & SLA

We strive to maintain high availability of the Service. Enterprise tier subscribers are entitled to a 99.9% uptime Service Level Agreement (SLA). In the event of documented downtime exceeding the SLA commitment, Enterprise subscribers may be eligible for service credits as described in our Refund Policy.

We reserve the right to perform scheduled maintenance with reasonable advance notice. Scheduled maintenance windows are not counted against SLA commitments.

10. Changes to the Service and Terms

• Modification Rights: We reserve the right to modify, update, or discontinue features of the API, datasets, or endpoints at any time without prior notice.
• Updates to Terms: These Terms may be updated periodically. Users will be notified of significant changes, and continued use of the Service constitutes acceptance of the updated Terms.

11. Termination

We reserve the right to suspend or terminate access to the API, structured data, or documentation for any reason, including violation of these Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of CANADA, British Columbia, without regard to conflict of law principles.

13. Company Information

The Service is provided by DREAVERR DIGITAL SOLUTIONS LLP. earningscalls.dev and SGG Research (sggresearch.com) are brands of DREAVERR DIGITAL SOLUTIONS LLP. The subscription contract is entered into with DREAVERR DIGITAL SOLUTIONS LLP.

14. Contact Information

For questions or concerns regarding these Terms, please contact us:

DREAVERR Digital Solutions LLP
Email: support@earningscalls.dev
Address: 1103 - 11871 Horseshoe Way, Richmond, British Columbia, Canada V7A 5H5