Visa Inc. (V) Earnings Call Transcripts

Visa Inc.'s Latest Earnings Call - September 8, 2026

In the fiscal quarter ending August 2026, Visa Inc. reported strong financial results with revenue of $7.5 billion, exceeding expectations by 5%. Earnings per share (EPS) came in at $2.10, beating estimates by $0.15. Management highlighted robust consumer spending trends, particularly in the U.S., where growth reached 10% in the last quarter. The company maintained its guidance for the fiscal year, signaling confidence in continued momentum driven by value-added services and cross-border transactions.

Reported metrics

Guidance from management

Management maintained its guidance for the fiscal year, indicating confidence in continued growth driven by strong consumer spending and value-added services.

What analysts pressed on

Analysts expressed concerns regarding the potential impact of geopolitical tensions on cross-border travel and spending. There were also questions about the sustainability of growth in value-added services as major events subside.

Main topics on the call

• Strong Consumer Spending — Visa reported a 10% growth in U.S. business for the last quarter, with management stating, "If you actually look at our business and how they're spending, it's strong and stable." This reflects resilience in consumer beh...
• Value-Added Services Growth — Value-added services represented approximately 30% of net revenue, growing at an impressive 34%. Management noted, "All of the value-added services businesses are performing quite well right now," indicating a strong tra...
• AI and Productivity Enhancements — Visa is leveraging AI to improve productivity, reporting an 80% reduction in product design time and 65% faster feature development. CEO Ryan McInerney stated, "We're seeing real productivity improvements," highlighting ...
• Cross-Border Transaction Acceleration — Cross-border transaction growth accelerated to 14% year-over-year, up from 12%. McInerney mentioned, "Cross-border has actually accelerated a little bit," showcasing a rebound in international spending.

Read the full Visa Inc. transcript (September 8, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 120 Visa Inc. earnings call transcripts on record, spanning January 13, 2020 to September 8, 2026. Based on this history, Visa Inc. reports quarterly. The most recent call on file is dated September 8, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

V

Exchange

NYSE

Country

US

Sector

Financials

Industry

Financial Services

Calls on record

120

First call

January 13, 2020

Most recent

September 8, 2026

Reporting cadence

quarterly